We have been extremely fortunate that the generosity of our congregation has not ebbed during the current pandemic. Pledge payments have remained strong, and non-pledge giving has actually increased, no doubt encouraged by the wonderful on-line worship services that our ministry team continues to produce. On the other hand, with our building effectively closed for over 9 months, we have offered rent relief to a number of our tenants and this has significantly affected rental income. We have also lost virtually all planned cash giving with the end of live worship services. Not surprisingly, we are spending less than budgeted for utilities and office/sexton supplies, but are also incurring a number of unplanned (and unbudgeted) expenses. These latter include expenses related to creating the on-line worship videos and hosting numerous Zoom meetings and worship services.